Areas Of Advice

Our service packages may encompass some or all of the following areas of financial advice:

Retirement Planning and Wealth Preservation

Our retirement strategies are individually tailored to provide an appropriate income while aiming to preserve capital over the long-term.  Capital is required as a base to provide income and as a hedge against the twin ravages of taxation and inflation.  For some, supplementary income from Centrelink is appropriate.

Superannuation including Self Managed Funds

The tax-effectiveness of superannuation makes it an important aspect of many financial strategies.  For some clients, Self Managed Superannuation Funds are an appropriate option.

Wealth Accumulation

These strategies are designed to build and maintain an investment portfolio over time as you look to retirement in the future.  Investment portfolios are often held partly or fully within a superannuation fund.

Tax Minimisation

Investing through tax-efficient structures such as superannuation and trusts and considering the impact of specific transactions can have a significant impact on the amount of tax that you pay.  We can work with your accountant to help put in place structures and strategies that minimise tax.  This may include salary sacrifice arrangements.

Risk Insurance Planning including Income Protection

A major element of any wealth creation or preservation strategy is insurance.  Our firm can provide recommendations on the appropriate types and levels of insurances required including both life insurances and income protection.

Estate Planning (excluding legal advice)

We can provide an overview of the issues that may concern you and, where applicable, will refer you to a solicitor for specialist advice and implementation.