Our service packages may encompass some or all of the following areas of financial advice:
Our retirement strategies are individually
tailored to provide an appropriate income while aiming to preserve capital over
the long-term. Capital is required as a base to provide income and as a
hedge against the twin ravages of taxation and inflation. For some,
supplementary income from Centrelink is appropriate.
The tax-effectiveness of superannuation makes it
an important aspect of many financial strategies. For some clients, Self Managed Superannuation
Funds are an appropriate option.
These strategies are designed to build and
maintain an investment portfolio over time as you look to retirement in the
future. Investment portfolios are often
held partly or fully within a superannuation fund.
Investing through tax-efficient structures such
as superannuation and trusts and considering the impact of specific
transactions can have a significant impact on the amount of tax that you pay.
We can work with your accountant to help put in place structures and strategies
that minimise tax. This may include
salary sacrifice arrangements.
A major element of any wealth creation or
preservation strategy is insurance. Our firm can provide recommendations
on the appropriate types and levels of insurances required including both life
insurances and income protection.
We can provide an overview of the issues that
may concern you and, where applicable, will refer you to a solicitor for
specialist advice and implementation.