Articles

Realise Your Dream

The Realise Your Dream blogs are written by Peter Kelly and Mark Teale.

Peter provides technical advice to financial advisers and accountants on superannuation, retirement planning and estate planning. He also has extensive knowledge in all aspects of self-managed superannuation funds and is a regular presenter at conferences, seminars and workshops. He is Manager; Technical Advice with Centrepoint Alliance Limited.

Mark has a great deal of experience, having worked for the Department of Social Security and Centrelink as a Financial Information Service Officer and Regional Manager for close to 25 years and for the last 15 years, he has worked for Centrepoint Alliance as Research, Paraplanning and Product Manager. He now works alongside PK as a Manager; Technical Advice part of the Centrepoint Technical team.

Naturally, his specialties lay in the areas of Aged Care, Centrelink and Veteran's Affairs and pushing people to realise that you are never too old to set yourself a challenge yourself.

O'Donnell Kerr Financial Planners
  • 03 March, 2021

Living in trepidation

Ever since the most recent significant superannuation reforms came into effect on 1 July 2017, there is one thing I have been fearing. Indexation! Normally indexation is a good thing. Do not get me wrong – for most people, indexation and even the indexation I will be covering on this...

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O'Donnell Kerr Financial Planners
  • 24 February, 2021

Property Investing and Age Pension…be careful?

Property investing for many Australians is an important component of their saving and retirement planning. It provides tax benefit, an income stream and hopefully over a period of time a growth in the value of the original investment. I am not going to try and discuss the pros and cons...

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O'Donnell Kerr Financial Planners
  • 17 February, 2021

Compulsory super - a bit of a problem child?

For anyone with even a passing interest in what is happening in financial circles, you will be aware of the current debate about whether compulsory employer superannuation contributions generally referred to as “super guarantee” or “SG”) should be increased from 1 July 2021 or be deferred or possibly even suspended....

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O'Donnell Kerr Financial Planners
  • 10 February, 2021

Residential Aged Care 101 - the basics

Over the last six years, I have written quite a few articles about Aged Care on our RYD blog, with the most recent a two-part article in November last year. So, why am I writing about his subject again you may ask? I continue to get questions, not only about the...

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O'Donnell Kerr Financial Planners
  • 03 February, 2021

Sometimes it is more than just the money

This week I was asked about a person in their early 60s who has retired from the work force. Briefly, they have roughly $500,000 in super and still have an outstanding mortgage of just over $300,000 on their home. The question was – should they use their super to pay...

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O'Donnell Kerr Financial Planners
  • 27 January, 2021

2021... another year ho hum!!!

PK and I have been writing our RYD blog for over 6 years, producing in excess of 300 articles over that time. Our original idea and objective for the blog was to make a difference to help people understand, prepare, embrace, and enjoy their retirement to the fullest. On occasions...

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