Articles

Realise Your Dream

The Realise Your Dream blogs are written by Peter Kelly and Mark Teale.

Peter provides technical advice to financial advisers and accountants on superannuation, retirement planning and estate planning. He also has extensive knowledge in all aspects of self-managed superannuation funds and is a regular presenter at conferences, seminars and workshops. He is Manager; Technical Advice with Centrepoint Alliance Limited.

Mark has a great deal of experience, having worked for the Department of Social Security and Centrelink as a Financial Information Service Officer and Regional Manager for close to 25 years and for the last 15 years, he has worked for Centrepoint Alliance as Research, Paraplanning and Product Manager. He now works alongside PK as a Manager; Technical Advice part of the Centrepoint Technical team.

Naturally, his specialties lay in the areas of Aged Care, Centrelink and Veteran's Affairs and pushing people to realise that you are never too old to set yourself a challenge yourself.

09 December, 2021

Having your cake, and eating it too

For many, retirement is that time in life when thoughts turn to enjoying life without the drag of having to go to work to keep food on the table. As my dear colleague, Mark Teale has often said, retirement is “my time”. But retirement can bring its own share of...

24 November, 2021

Is your house your home?

As many people approach or enter retirement, their thoughts often turn to retirement housing options. Often, family members enter the conversation, either by invitation, or they simply gate-crash the discussion and present their own views on the subject. For many, staying in their current home, at least for the foreseeable...

10 November, 2021

Finally…. some very good news

When the government released it’s 2021 Budget back on 11 May, it included some exciting announcements relating to superannuation. At last, the announcements have seen the light of day in the form of the Taxation Laws Amendment Enhancing Superannuation Outcomes For Australians and Helping Australian Businesses Invest) Bill 2021. That is a...

27 October, 2021

And then there was one…

One of the questions that is regularly asked relates to how superannuation is dealt with on a person’s death. Picture this….. Dave and Marg are retirees. They both have accumulated superannuation which is being used to pay each of them a regular account-based pension. Sadly, Dave passes away after a...

13 October, 2021

What is… the Disability Support Pension?

The Australian government, through the Department of Social Services, provides a range of payments and income support benefits to Australians in need. For those suffering from permanent disability or a long-term medical condition, the Disability Support Pension DSP) pays a regular fortnightly income payment. According to the 2019-20 Annual Report...

29 September, 2021

How much can I contribute to super?

It is 10:15AM on a Thursday morning. I have just come back to my desk with my third cup of coffee for the day – I must cut back on caffeine, I remind myself. An email arrives in my inbox – nothing unusual about that. A financial adviser is asking...