Articles

Realise Your Dream

The Realise Your Dream blogs are written by Peter Kelly and Mark Teale.

Peter provides technical advice to financial advisers and accountants on superannuation, retirement planning and estate planning. He also has extensive knowledge in all aspects of self-managed superannuation funds and is a regular presenter at conferences, seminars and workshops. He is Manager; Technical Advice with Centrepoint Alliance Limited.

Mark has a great deal of experience, having worked for the Department of Social Security and Centrelink as a Financial Information Service Officer and Regional Manager for close to 25 years and for the last 15 years, he has worked for Centrepoint Alliance as Research, Paraplanning and Product Manager. He now works alongside PK as a Manager; Technical Advice part of the Centrepoint Technical team.

Naturally, his specialties lay in the areas of Aged Care, Centrelink and Veteran's Affairs and pushing people to realise that you are never too old to set yourself a challenge yourself.

19 August, 2020

Getting things in order

I spend my days working closely with financial advisers as they help their clients get their affairs into some sort of order. While the financial adviser’s role generally involves advice focussed on the accumulation and investment of a person’s wealth, an important part of their role addresses the timely distribution...

29 July, 2020

Retirement - do not look back with anger!

Nearly every Saturday at 11.30am, Donna my partner), Scout my dog) and I visit my mum in the aged care facility where she now resides. Prior to COVID-19, visiting mum meant we were able to take her for out for coffee or to the shops, which she enjoyed immensely. It...

22 July, 2020

An overview of the latest changes to the COVID-19 Stimulus

When the coronavirus pandemic made its presence felt in Australia, the Government introduced a multi-billion-dollar package of stimulus measures designed to assist individuals and households, and businesses, affected by the resultant economic downturn. Two key measures: JobKeeper a wage subsidy to be paid to businesses to support them to retain...

15 July, 2020

Commonwealth Seniors Health Card - Do I qualify?

The Commonwealth Seniors Health Card CSHC) is a concession card issued to a person who is old enough, but not entitled, to receive either an age pension or a Veterans Affairs service pension Card holders are entitled to concessions in relation to their health care and the purchase of...

08 July, 2020

Age limit for super contributions extended

From 1 July 2020, the age limit for making voluntary contributions to super was increased. When it comes to making contributions to a superannuation fund, the rules can become quite complex. For example, an employer can make contributions for an employee of any age if the contribution is a mandated...

24 June, 2020

What to consider before you apply for early access to Super

You may have already read the articles we’ve published on this topic 1 April and 29 April), which discussed the ability of eligible people to access up to $20,000 from their super as a result of the Coronavirus crisis a maximum of $10,000 in each of the 2019-20 and 2020-21 financial...