Articles

Realise Your Dream

The Realise Your Dream blogs are written by Peter Kelly and Mark Teale.

Peter provides technical advice to financial advisers and accountants on superannuation, retirement planning and estate planning. He also has extensive knowledge in all aspects of self-managed superannuation funds and is a regular presenter at conferences, seminars and workshops. He is Manager; Technical Advice with Centrepoint Alliance Limited.

Mark has a great deal of experience, having worked for the Department of Social Security and Centrelink as a Financial Information Service Officer and Regional Manager for close to 25 years and for the last 15 years, he has worked for Centrepoint Alliance as Research, Paraplanning and Product Manager. He now works alongside PK as a Manager; Technical Advice part of the Centrepoint Technical team.

Naturally, his specialties lay in the areas of Aged Care, Centrelink and Veteran's Affairs and pushing people to realise that you are never too old to set yourself a challenge yourself.

15 May, 2019

I just got a confusing letter from my super fund

In May 2019, superannuation fund trustees started writing to selected members of their funds informing them the insurance cover held in their super account may be cancelled. This can have serious consequences for fund members if not addressed promptly. The action being taken by the super funds is as a...

08 May, 2019

Apparently, there is an election coming up!

By now I would imagine that most readers are tiring of the up-coming election. The media is having a field day reporting on every waking moment in the lives of our key politicians from both the major and minor parties. Our household has been declared an election-free zone. We have...

26 April, 2019

Things retirees fear

Recently I was having coffee with a friend. While we were talking, he asked me a rather unusual question. That question was: ‘What did I think people approaching retirement, and those already retired, feared the most?’ It got me thinking. In my day job I work with a lot of financial...

23 April, 2019

Aged Care Revisited

I continued to ask on a very regular basis both inside and outside my work environment about the complexities of residential aged care. So, I thought I would take the opportunity in this week’s blog to quickly do a recap on some of the issue and try to explain the...

09 April, 2019

Another Federal Budget

Well, another Federal Budget has been delivered to the Australian public. On 2 April 2019, The Hon Josh Frydenberg delivered his first Budget as Federal Treasurer. The good news is that the Budget has forecasted a return to surplus of around $7.1bn in 2019-20. Australian will earn more than it...

28 March, 2019

Is Transition to Retirement Still Viable?

As many readers will be aware, legally getting access to superannuation before retirement can be a rather difficult. But, back in 2005 things were made just a little easier. Superannuation law was amended to allow people to access their super from preservation age – currently 55, but progressively increasing to...