Articles

Realise Your Dream

The Realise Your Dream blogs are written by Peter Kelly and Mark Teale.

Peter provides technical advice to financial advisers and accountants on superannuation, retirement planning and estate planning. He also has extensive knowledge in all aspects of self-managed superannuation funds and is a regular presenter at conferences, seminars and workshops. He is Manager; Technical Advice with Centrepoint Alliance Limited.

Mark has a great deal of experience, having worked for the Department of Social Security and Centrelink as a Financial Information Service Officer and Regional Manager for close to 25 years and for the last 15 years, he has worked for Centrepoint Alliance as Research, Paraplanning and Product Manager. He now works alongside PK as a Manager; Technical Advice part of the Centrepoint Technical team.

Naturally, his specialties lay in the areas of Aged Care, Centrelink and Veteran's Affairs and pushing people to realise that you are never too old to set yourself a challenge yourself.

O'Donnell Kerr Financial Planners
  • 18 November, 2020

It is just me?

Is it just me, or have I been caught up in a something that affects others of my age? We live in a world that is constantly evolving – moving so fast it is sometimes hard to simply keep up. By now I expect you will have gathered I am...

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O'Donnell Kerr Financial Planners
  • 11 November, 2020

Age Care Costs. Can I help? Be careful.

I have discussed Aged Care costs in several Realise Your Dream articles, but questions on funding the entry and ongoing costs still do arise. Don’t get me wrong. I’m not suggesting that no one is reading my blogs I hope). However, I do appreciate that Aged Care is not a...

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O'Donnell Kerr Financial Planners
  • 04 November, 2020

Maximising retirement savings

It is generally accepted that, for most people, superannuation is the “go-to” preferred structure for retirement savings. It is convenient, tax-advantaged and most superannuation funds offer a wide range of investment options enabling their members to structure their savings in a manner they find most comfortable, considering their appetite for...

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O'Donnell Kerr Financial Planners
  • 28 October, 2020

Redundancy and Retirement

Within a couple of months of your planned retirement date, the company who employs you decides to make you redundant and hand you a redundancy payout. The extra $40,000 to maybe $50,000 would certainly be a bonus, like a small lotto win. An ideal situation and no doubt one we...

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O'Donnell Kerr Financial Planners
  • 22 October, 2020

The bane of my life

Anyone who knows me will know that I absolutely detest telemarketers – those people who phone me the very moment I sit down in front of my TV at the end of a long day at the office, to catch up on the latest from my favourite YouTube channels. I...

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O'Donnell Kerr Financial Planners
  • 14 October, 2020

What is the Commonwealth Seniors Health Care Card?

I am often asked what the Commonwealth Seniors Health Care Card CSHC) is, what the benefits are for a card holder, and how to apply? The CSHC entitles you to access medications listed under the Pharmaceutical Benefits Scheme at a cheaper rate. bulk-billed doctor visits if offered by your doctor), and...

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