Central to our professional service delivery is a complete knowledge of our clients’ financial situation. This is firstly obtained through extensive initial consultations. Once you have decided to proceed with our firm, a Statement of Advice is prepared to introduce the service package that has been tailored to help you to achieve your long-term goals. For most clients this package consists of two components: Strategic Personal Financial Services and Portfolio Services.
This service package, centred on strategic and technical advice, is comprised
of a range of elements, which vary depending on the specific needs of the
client. These elements may include:
The integrity of the advice provided through this service relies on the maintenance of accurate client information. To this end, we encourage regular meetings (in person or over the telephone) to:
We are available outside of scheduled review meeting times should clients need to discuss, or make urgent changes to, their strategies or should new financial complexities arise that affect them or their families.
This service package allows us to develop and maintain an investment portfolio once the appropriate tax structure or structures (superannuation, pensions, trusts etc…) are in place. Portfolios are designed to fit the overall client strategy using methodologies supported by leading research and investment houses. We take current financial market conditions into account before making any initial investments.
Most of our clients’ portfolios are diversified across the various assets classes including shares or equities, property, fixed interest and cash. These portfolios may consist of direct investments, managed funds or a combination of both.
For managed fund portfolios our service includes:
For direct investment portfolios our service includes:
We also offer a ‘cash-only service’ which invests into at-call accounts and term deposits through a range of banks and credit unions. Monies are spread to try and maximise the overall amount that is covered under the Government Deposit Guarantee whilst trying to optimise interest rate returns.