We provide financial planning and advice services covering the following key areas:
These strategies have one purpose - to make money for you in the most timely and tax-effective manner. Oâ€™DonnellÂ Kerr specialises in wealth creation for forward thinking Australians.Â Planning for retirement both from a lifestyle and financial perspective has to commence with our long-term wealth creation strategies.
Our retirement strategies are individually tailored to ensure the long-term preservation and growth of our clientsâ€™ capital.Â Capital is required as a base to provide income and as a hedge against the twin ravages of taxation and inflation.Â For some, this means that supplementary income from Centrelink is appropriate.
Our advice covers self managed funds and personal superannuation planning services including salary sacrificing.Â As Australia's population ages, the capacity of the Government to provide aged pensions will diminish.Â For many people, retirement is a time when they want to sit back and enjoy the "fruits of their labour".Â Current indications are that superannuation will be the largest asset for many Australians by the time they retire - larger even than the family home.
Investing through tax-efficient structures such as superannuation and discretionary trusts and considering the tax impact of specific transactions can have a significant effect on what you pay and what you keep.Â At Oâ€™Donnell Kerr we can provide an analysis of all your investments and work with your accountant to help structure a portfolio that minimises the tax you pay.
A major element of any wealth creation or preservation strategy is insurance.Â Our firm provides recommendations on the types and levels of insurances required including both life insurances and income protection.Â We also assist in implementing any policies and then review them on an on-going basis.
Estate Planning concerns bringing certainty to your successors and a smoother transition of asset ownership.Â We provide an overview of the issues that may concern you and, where applicable, will refer you to a solicitor for specialist advice and implementation.